2016

  • Home Sweet Home: 3 Steps To Help You Avoid Costly Mistakes With Your First Home Purchase


    Buying your first home can be stressful. You're probably worried about buying in the right neighborhood, getting the best percentage rates, and closing on time. However, while you should be concerned about those issues, there are some other issues that require your attention, as well. Those are the issues that might end up causing you the biggest headaches of all. Here are three tips that will help you avoid making costly mistakes.
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  • Get Help From Your Agent To Assess Your Ideal Price Range


    When you're shopping for a house for the first time, it's exciting to think of buying something at the upper end of what you can afford. However, you may soon come to regret this purchase, as it could leave you financially strapped if you weren't aware of the costs beyond the price of the house. It's a good idea to work closely with the real estate agent you've hired to talk frankly about how much you've saved for a down payment, how much you earn, and how much running the house will cost you.
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  • 3 Big Differences You'll Have To Get Used To If Buying A House Instead Of Renting One


    If you have been renting for many years but feel you are ready to buy your own house, there are some differences you should know about before you take this plunge. Buying a house can be a great investment, but it can also be a costly part of life. If you would like to buy a house so you can stop renting, you will need to get used to these three differences with owning a house versus renting one.
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  • 3 Things To Know About Home Inspections When Buying A House


    If you are buying a home and want to make sure the home does not have any major defects, you could hire a home inspector, such as one from a place like Home Inspection Associate. Home inspectors evaluate numerous important parts of homes to ensure that things are working as they should. Here are several things you should understand about this. What is inspected There are many things inspected during a home inspection, but these are mainly used to find problems with one of the following parts of a home:
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  • Benefits Of Using An Escrow Account When Buying A House


    As you are preparing to buy a house, your lender may ask you if you would like to set up an escrow account with the loan. An escrow account is a saving's account used to help homeowners pay their property taxes and home insurance. While some lenders require these, many do not; yet, there are some benefits of choosing to have an escrow account when you buy a house. They are convenient
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  • Buying A Home Remotely? Make Sure Your Agent Can Fulfill These Tasks


    When you plan to move to another city and plan to buy a home, it's not necessarily practical to travel to that city and begin searching for a property. Unless you have an abundance of time and enough money to stay in a hotel for several days, this isn't an approach that you'll want to take. In this scenario, partnering with a real estate agent becomes even more important. Take some time to research the agents in the city you'll be moving to and don't shy away from interviewing several over the phone.
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  • What Exactly Is a Title Search When Buying a Home?


    Buying a home is not something that happens overnight. In fact, it normally takes weeks or months for the process to completely go through, and this is because there are many steps that need to be completed. One step is something called a title search. If you have never purchased a home and are not sure what this is, here are a few things you should know. What is a title search?
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  • Home Pricing Mistakes That Can Delay Your Property's Sale


    When you have decided to sell your house, how do you decide how much to sell it for? Pricing real estate isn't easy, which is why you can easily make these three mistakes: Chasing the Market This phrase refers to the practice of making incremental price drops every time you feel your house isn't attracting the attention it deserves. You are likely to do this if you believe that your property's high price is the only thing keeping it from getting sold.
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  • Way Behind On Your Mortgage? Here Are Two Ways To Get Out


    Nobody takes out a mortgage with the intention of falling months behind on payments. But life happens, and things like putting food on the table and buying medication have to take precedent over making your mortgage payment. If you're months behind and just want to get out of the house to leave this chapter of your life behind, here's a look at your options. Let the bank foreclose. If you choose to do nothing and just keep missing payments, you'll eventually get a letter in the mail from your mortgage lender stating that foreclosure proceedings are beginning.
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  • Consider These Elements To Make Your Offer More Appealing


    Although you can typically expect a counteroffer once you submit an offer in an attempt to buy a home, you also want to make your initial offer as appealing as possible. Many people focus primarily on the price they offer, and while this is important, it's not the only thing that can make an offer appealing to the homeowner. For example, a seller may pursue an offer that has a slightly lower price but meets his or her criteria in other areas.
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